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The landscape of lending in 2018 presented a unique picture for borrowers. Following a period of historically low rates, pricing began a gradual climb. Generally, housing rates saw an uptick throughout the period, though fluctuations were common, influenced by economic conditions and Federal Reserve policy. Personal loan rates also experie… Read More


Working as a 1099 contractor offers significant autonomy, but it also brings unique tax considerations. Receiving income via 1099 means – meaning you're classified as an independent professional – necessitates a different approach to filing. Unlike w-2 workers, you’re responsible for covering both the employer and employee portions of self-… Read More


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